Auto insurance, compared in about 2 minutes
Auto coverage that keeps up with you.
Answer a few quick questions and get real auto quotes from licensed independent agents — before your coffee cools.
- 100% free
- No obligation
- About 2 minutes
Why compare auto quotes?
Comparing quotes is the easiest way to stop overpaying for the same coverage.
Calling around
- One quote per phone call — and plenty of hold music.
- Every agent starts the same questions over from the top.
- No way to tell if the price you're offered is actually competitive.
With QuotePronto
- One two-minute form reaches our whole network of licensed agents at once.
- Answer everything once — Dash does all the running.
- Competing quotes come to you, so the best deal is easy to spot.
What auto insurance covers
The plain-English version — so you know exactly what you're comparing before the quotes roll in.
Liability coverage
Pays for injuries and property damage you cause to others in an accident. Nearly every state requires a minimum amount — though most drivers benefit from carrying more.
Collision coverage
Repairs or replaces your own car after a crash with another vehicle or object, no matter who was at fault. Usually paired with a deductible you choose.
Comprehensive coverage
Covers damage that isn't a collision — theft, vandalism, fire, hail, falling branches, or an unlucky run-in with a deer.
Uninsured & underinsured motorist
Steps in when the at-fault driver has no insurance, or not enough to cover your bills. A small add-on that can save you a very large headache.
Medical payments / PIP
Helps with medical bills for you and your passengers after an accident, regardless of fault. Some states require personal injury protection (PIP).
What shapes your rate
Carriers weigh these ingredients differently — which is exactly why two quotes for the same coverage can land far apart, and why comparing pays.
- 1
Your driving record
Accidents, tickets, and claims are the biggest levers on your premium. A clean recent record usually earns the best rates — and violations fade over time.
- 2
The vehicle you drive
Repair costs, safety ratings, and theft rates all factor in. A sensible sedan typically costs less to insure than a sports car or a model thieves love.
- 3
Where you live and park
Carriers price by ZIP code: traffic density, accident rates, weather, and local repair costs all vary — which is why the same driver pays differently across town lines.
- 4
Coverage level and deductible
Higher limits and lower deductibles mean more protection and a higher premium. Comparing lets you see exactly what each step up (or down) costs.
See your auto rates, pronto.
Two minutes of questions, zero obligation — and Dash fetches the rest.
Get My Auto QuoteAuto insurance questions, answered
Straight answers — no fine print required.
How much car insurance do I actually need?
At minimum, whatever your state requires — but state minimums are often too low to fully protect your savings after a serious accident. A common approach is to carry enough liability coverage to protect what you own, then add collision and comprehensive if your car would be expensive to replace out of pocket.
Does comparing quotes hurt my credit score?
No. Insurance quotes use what's called a soft inquiry, which doesn't affect your credit score. You can compare as many carriers as you like without leaving a mark.
Why did my rate go up even though I haven't had an accident?
Premiums reflect more than your personal record. Rising repair and medical costs, more claims in your area, and carrier-wide rate changes can all nudge your bill up. When that happens, comparing quotes is the fastest way to find out whether another carrier prices your situation better.
Is QuotePronto really free?
Completely. Licensed agencies pay us to connect them with shoppers, so you never pay a dime for quotes — and you're never obligated to buy anything.
Also worth a sniff
While Dash is fetching, these coverages pair nicely with auto.