Renters insurance, compared in about 2 minutes
Your stuff deserves a guard dog too.
Renters insurance protects everything you own — and it's one of the most affordable policies in insurance. Compare quotes in about two minutes.
- 100% free
- No obligation
- About 2 minutes
Why compare renters quotes?
Renters coverage is famously inexpensive — and comparing carriers keeps it that way.
Calling around
- One quote per phone call — and plenty of hold music.
- Every agent starts the same questions over from the top.
- No way to tell if the price you're offered is actually competitive.
With QuotePronto
- One two-minute form reaches our whole network of licensed agents at once.
- Answer everything once — Dash does all the running.
- Competing quotes come to you, so the best deal is easy to spot.
What renters insurance covers
The plain-English version — so you know exactly what you're comparing before the quotes roll in.
Personal property
Covers your belongings — electronics, furniture, clothes, that bike you love — against theft, fire, and other covered perils, often even when they're stolen away from home.
Personal liability
Protects you if a guest is injured in your place or you accidentally damage someone else's property — like a kitchen mishap that reaches the unit next door.
Loss of use
Pays for a hotel and extra living costs if a covered event — say, a fire — makes your rental temporarily unlivable.
Medical payments to others
Covers minor medical bills if a guest is hurt in your home, regardless of who was at fault — often enough to keep a small accident from becoming a big dispute.
What shapes your rate
Carriers weigh these ingredients differently — which is exactly why two quotes for the same coverage can land far apart, and why comparing pays.
- 1
Where you rent
Local rates of theft, fire, and severe weather shape your premium — the same coverage can price differently a few neighborhoods apart.
- 2
How much coverage you carry
Add up what it would cost to replace everything you own — most people underestimate. More property coverage costs a bit more but is usually still very affordable.
- 3
Your deductible
A higher deductible trims your premium; a lower one means less out of pocket when you claim. Renters premiums are small enough that the difference is usually modest.
- 4
Bundling and discounts
Pairing renters with your auto policy commonly earns a discount on both — sometimes enough to make the renters policy nearly free in practice.
See your renters rates, pronto.
Two minutes of questions, zero obligation — and Dash fetches the rest.
Get My Renters QuoteRenters insurance questions, answered
Straight answers — no fine print required.
Doesn't my landlord's insurance cover me?
No — your landlord's policy covers the building itself, not anything you own inside it. If a fire or break-in claims your belongings, replacing them is entirely on you without a renters policy.
Is renters insurance expensive?
It's typically one of the least expensive policies you can buy — for most renters it costs less per month than a takeout dinner. Comparing quotes takes minutes and keeps it that way.
Does my policy cover my roommate's stuff?
Usually not, unless they're named on the policy. Most roommates are better off with their own inexpensive policies, so each person's coverage and claims stay separate.
Am I covered for things stolen outside my apartment?
Generally yes — personal property coverage usually follows your belongings, like a laptop taken from your car, though special limits apply to categories like jewelry and electronics. Check the limits when you compare.
Also worth a sniff
While Dash is fetching, these coverages pair nicely with renters.